Q: Is a Certificate of Insurance the same as wedding insurance?
A: No. A COI proves liability coverage and protects against injuries and property damage during the event. Wedding insurance protects the couple’s financial investment if the wedding is canceled or personal items are damaged.

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Q: Does wedding insurance provide a COI?
A: Yes, most event insurance policies can generate a COI when you list your venue as an Additional Insured.

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Q: Do my vendors need their own COI?
A: Yes. Professional vendors typically carry business liability insurance and provide a COI listing the venue as Additional Insured.

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Q: Should I get wedding insurance if my venue already requires a COI?
A: Yes. The COI protects against liability during the event, while wedding insurance protects your deposits, attire, and personal investment.